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GRADES 4-8

HOW TO ENTER YOUR ESSAY


Connecticut parents of students in grades 4-8 are invited to submit their child's original essay, not to exceed 250 words, that responds to the question, "How will I change the world after I go to college?"

TO ENTER THE COMPETITION, STUDENT ENTRANTS ("ENTRANTS") MUST:

1) CREATE ORIGINAL WORK: Create an original work as described under Competition Description ("Original Work"). Grades 4-8: An original essay responding to the question, "How will I change the world after I go to college?"

2) COMPLETE OFFICIAL REGISTRATION FORM: Use our online entry form or download the form (available in English or Spanish) from www.chetdreambig.com (the "website"). Written forms must be completed and signed by Entrant's parent or legal guardian prior to submission.

3) SUBMIT ENTRY: Mail your (a) original drawing; (b) with a completed Official Entry form; and (c) with the original signature of the parent or legal guardian to: CHET Dream Big! Competition, c/o Cronin and Company, 50 Nye Road, Glastonbury, CT 06033. All Entries must be postmarked by March 31, 2017 and received by April 5, 2017. Or, to submit online, visit the website www.chetdreambig.com during the contest period and follow the instructions on the “Enter” tab to upload the Entry using the digital upload tool. The complete Entry must be uploaded as a single file. All Entry submissions must include a completed copy of the Form accepting the official rules of the Competition. Sponsor is not responsible for late, lost, misdirected, mutilated, damaged or postage-due Entries or mail, or for late Entries due to computer and/or downloading problems.

ENTRY REQUIREMENTS: Entries must meet the following requirements to be eligible for judging:
a. Essays can be completed on white paper that is 8.5 inches by 11 inches and then attached to the Form.

b. The following information must be included on the form: Entrant's Name, Grade, Teacher's Name, School Phone, Teacher's Email, School Address and Town, School County, Parent/Legal Guardian information (Name, Address and Town, Email Address, Daytime Phone Number and Signature). Entries will be ineligible if they do not meet ALL of the specified requirements. In addition, an Entry shall be void if it contains any material which Sponsor or judges in their sole discretion deem patently offensive or inappropriate, such as, but not limited to, profanity. By submitting an Entry, the parent/legal guardian of the Entrant represents and warrants that the entire Entry is the original work of the Entrant, not previously submitted or distributed elsewhere for any other purpose. The parent/legal guardian of the Entrant further warrants that he/she has obtained the consent of any persons/parties portrayed in the Entry. Each entry becomes the permanent property of Sponsor, and Entrant irrevocably assigns and transfers to Sponsor all rights in each Original Work, including without limitation, all copyrights. Sponsor shall have the right to use/edit the entry in any manner in any and all media, worldwide in perpetuity without further compensation or consent. Upon request of Sponsor, the parent/legal guardian of Entrant will provide a copy of any written consent as required above.

COMPETITION SPONSOR: Sponsored by the Office of Connecticut State Treasurer Denise L. Nappier, TIAA-CREF Tuition Financing, Inc. (CHET Program Manager) and CHET.

ELIGIBILITY: Contest is open only to school students attending a public, private or home school located within the State of Connecticut, enrolled in Kindergarten, 1st, 2nd, 3rd, 4th, 5th, 6th, 7th or 8th grade during the months of January through March 2017 and who are legal residents of the State of Connecticut. Members of the immediate family of employees of the Connecticut State Treasurer's Office directly involved with the management of CHET; TIAA-CREF Tuition Financing, Inc.; TIAA-CREF Individual & Institutional Services, LLC; TIAA-CREF Personal Investors Services, Inc.; Teachers Insurance and Annuity Association (TIAA); their respective parent companies, affiliates, subsidiaries, owners, divisions, advertising and promotion agencies of the foregoing and judges (collectively the "Competition Entities") are not eligible.

No purchase necessary to enter or win. Void where prohibited. Sponsored by the Office of Connecticut State Treasurer Denise L. Nappier, TIAA-CREF Tuition Financing, Inc. and CHET.

The 2017 CHET Dream Big! Competition is sponsored by the Office of Connecticut State Treasurer Denise L. Nappier, TIAA-CREF Tuition Financing, Inc. and CHET. For Official Rules and prize descriptions and to find out more information CLICK HERE. NO PURCHASE NECESSARY TO ENTER OR WIN. Void where prohibited. Sponsored by the Office of Connecticut State Treasurer Denise L. Nappier, TIAA-CREF Tuition Financing, Inc. and CHET.The contest will run from January 27 through March 31, 2017. (All drawing and essay Entries must be postmarked by March 31 and received by April 5, 2017, sent to: CHET Dream Big! Competition, c/o Cronin and Company, 50 Nye Road, Glastonbury, CT 06033.)

Consider the investment objectives, risks, charges and expenses before investing in the CHET 529 College Savings Plan. Please visit www.aboutchet.com for a Plan Disclosure Booklet with this and more information. Read it carefully.

Before investing in a 529 plan, you should consider whether the state you or your designated beneficiary resides in or has taxable income in has a 529 plan that offers favorable state income tax or other benefits that are only available if you invest in that state’s 529 plan.  A Connecticut income tax deduction on contributions made to CHET is available to Connecticut taxpayers. Limitations apply. See the Disclosure Booklet for details.

Investments in the Plan are neither insured nor guaranteed and there is the risk of investment loss.

The CHET direct-sold plan is administered by the Office of Connecticut State Treasurer Denise L. Nappier.

TIAA-CREF Tuition Financing, Inc., program manager. TIAA-CREF Individual & Institutional Services, LLC, member FINRA, distributor and underwriter for the Connecticut Higher Education Trust (CHET).

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