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The 2012 CHET Dream Big! Competition is sponsored by the Connecticut State Treasurer's Office, TIAA-CREF Tuition Financing, Inc. and CHET. For Official Rules and prize descriptions and to find out more information CLICK HERE. Or call 860.550.4492. NO PURCHASE NECESSARY TO ENTER OR WIN. VOID WHERE PROHIBITED. The contest will run from January 30 through March 30, 2012. (All drawing and essay Entries must be postmarked March 30, 2012 and received by
April 10, 2012, sent to: CHET Dream Big! Competition, P.O. Box 271455, West Hartford, CT 06127-1455.)

Consider the investment objectives, risks, charges and expenses carefully before investing in the Connecticut Higher Education Trust (CHET). Please visit www.aboutchet.com for a Disclosure Booklet containing this and other information. Read it carefully. Before investing in a CHET direct-sold 529 college savings plan, you should consider whether the state you or your designated beneficiary reside in or have taxable income in has a 529 plan that offers favorable state income tax or other benefits that are only available if you invest in the state's 529 plan.

Account value in the Investment Options is not guaranteed and will fluctuate based upon a number of factors, including general market conditions.

The CHET direct-sold plan is managed by TIAA-CREF Tuition Financing, Inc. CHET is administered by the Connecticut State Treasurer's Office, and managed by TIAA-CREF Tuition Financing, Inc.

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